Start-up is ready to go public after seeing huge growth in its home loan refinancing business
Start-up is ready to go public after seeing huge growth in its home loan refinancing business
DHHL mortgage loans deferred until March KHON2
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It happens to the best of us: You aspire to bake some cookies, reach for the flour, and then realize it’s moving.
Welcome to weevils, tiny pests that can infiltrate a host of food products like rice, flour, and other grains. And unless you watch out, they may take over your entire pantry!
So, in case you have your own close encounter one day, here’s more info on what weevils are, whether or not they’re dangerous, and how to get rid of weevils and keep them at bay.
Weevils are a group of beetles that are distinguished by their elongated snouts. Although they’re most often found noshing on food products, they sometimes also feed on clothing in your closet or furniture.
While thereâs a crazy number of weevil species in the worldâmore than 95,000!â only three species are pests of household stored foods, according to Scott Lingren, an entomologist and owner of Venus Pest Co. The three youâre likely see in your home: the granary weevil, rice weevil, and maize weevil.
He says these weevil species lay their eggs in corn, wheat, oats, barley, or other grains. A single larva will develop and pupate within a six-week period. New adults that emerge from the grain kernel will mate and seek out more grain kernels to lay eggs in, continuing the cycle. Adults live for about six months.
The good news: Weevils donât bite. The bad news: gross!
Odds are high that a weevil-ridden batch of flour is pretty much ruined, unless you enjoy eating these little critters. And even if your food is in bags or packages, that doesn’t mean it’s safe.
âTheir chewing mouthparts can penetrate plastic and cardboard packaging, which will enable them to spread the infestation,” says Dave Lofquist, technical training manager for Arrow Exterminators. And they can spread fast.
âThe adults can live for many months and are capable of wandering a good distance from the original infested item,â he explains.
In most cases, youâre probably unwittingly bringing the weevils home with you from the grocery store.
âMost infestations found in homes arise from grains that are already infested when purchased from the store,â Lingren says. âIn our experience in pest control, we have found that birdseed or bulk grains are the most common sources of infestation.â
Weevils can be found in all parts of the country because they are found in stored products, and those products are shipped all over the country.Â And you might not even be able to see them.
âWeevils’ egg, larvae, and pupal stages all occur within the grain, which makes detection difficult,â Lofquist says.
So, what if you (gulp) accidentally eat some weevils? The good news is theyâre not harmful to humans, even if the gross-out factor is significant. And unfortunately, the chances that you have unwittingly ingested them at some point in your life are unappetizingly high. (Just consider it a bit of extra protein.)
Insecticide isn’t recommended for control of weevil infestations in home pantries, but preventing and eliminating them is fairly simple. Here are some tips:
The post How To Get Rid of Weevils: Tips To Purge These Pantry Pests appeared first on Real Estate News & Insights | realtor.comÂ®.
Being a homeowner on a budget is nothing to be ashamed of, if anything, most people prefer to keep their expenses low, especially after recently purchasing a home! But,there are some things you shouldn’t cheap out on, and we’ve got you covered.
The post 5 Things You Should Pay Premium for as a Homeowner or Renter appeared first on Homes.com.
Trending: 10 home features that have fallen out of favor:
1. Bold color schemes
2. Industrial-style kitchens
3. Kitchen islands
4. Granite countertops
5. TVs in the kitchen
6. Over-the-stove microwaves
7. Raised-panel cabinets
8. Wall-to-wall carpet
9. Distressed wood walls
10. Mediterranean-inspired suburban McMansions
The post 10 home features that have fallen out of favor first appeared on Century 21Â®.
Join bloggers Amanda and Corey Hendrix as their family embarks on a new homebuying journey. From previously living in older homes that require plenty of love (and renovations), they’re looking at opening up their option into new build territory.
If you’re looking for a new bank account that allows you to easily store as well as access your cash, you might be thinking about opening a money market account or checking account. But how do you know which to choose? Decisions, decisions. Both types of accounts have unique advantages, depending on your savings and spending goals.
âThink about how you will be using the money within the account,” says Jill Emanuel, lead financial coach at Fiscal Fitness. “Is this money for daily, weekly or monthly use? Or is it money that will not be needed regularly?”
You’ll probably need a little more to go on before answering the question, “How do I decide between a money market account or checking account?” No worries. Our roundup delves into the features of both types of accounts to help you determine which one could be right for your financial plans, or if there’s room for both in your money mix.
In simple terms, a checking account allows you to write checks and make purchases with a debit card from the money you deposit into the account. That debit card can also be used to withdraw cash from the account via an ATM.
When deciding between a money market account or checking account, Emanuel says most people use a checking account for the primary management of their monthly income (i.e., where a portion of your paycheck is deposited) and daily expenses (often small and frequent transactions). âA checking account makes the most sense as the account where the majority of your transactions occur,” she adds. This is because a checking account typically comes with an unlimited number of transactionsâwhether you’re withdrawing cash from an ATM, transferring money to a savings account or swiping your debit card.
While a checking account is a good home base for your finances and a go-to if you need to easily and quickly access your funds, this account type typically earns little to no interest. Spoiler: This is one key difference when you compare a money market account vs. a checking account.
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âIf you plan to use your account for monthly bill payments and day-to-day transactions, you would be better suited with a checking account, as these support daily and frequent use.â
When you’re comparing a money market account vs. a checking account, think of a money market account as a savings vehicle that allows you to earn interest on the balance you keep in the account.
“A money market account is an interest-bearing bank account that typically has a higher interest rate than a checking account,” says Bola Sokunbi, certified financial education instructor and founder of Clever Girl Finance.
With some money market accounts, you can even earn more interest with a higher balance. Thanks to its interest-earning potential, a money market account can be the way to go if you’re looking for an account to help you reach your savings goals and priorities.
If you’re deciding between a money market account or checking account, you may think that a money market account seems like a typical savings account with your ability to earn, but it also has some features similar to a checking account. With a money market account, for example, you can withdraw cash from an ATM and use a debit card or checks to access money from the account. There are no limits on ATM withdrawals or official checks mailed to you.
Before you decide to use this account for your regular bills and your morning caffeine habit, know that federal law limits certain types of withdrawals and transfers from money market accounts to a combined total of six per calendar month per account. If you go over these limitations on more than an occasional basis, your financial institution may choose to close the account.
Don’t need regular access to your funds and want your money to grow until you do need it? Then the benefits of a money market account could be for you.
Still debating money market account or checking account? Here are some financial scenarios to help you determine which account may best suit your current needs and goals:
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âA money market account is the perfect place for money that will be accessed less frequently, such as an emergency fund [a.k.a. rainy day fund], a vacation fund or a place to park money after you’ve received an inheritanceÂ or proceeds from selling a home.â
Speaking of crossover. Both spending and saving are vying for your attention, right? Consider leveraging both types of accounts if you have needs from the checking and money market account lists above.
“Personally, I use my checking account for bill payments, my day-to-day spending, writing checks and for any automatic debits I have each month,” Sokunbi says. She’s added a money market account to the mix “because of the higher interest rateâto store my savings for short-term goals, for investing or for money I’ll be needing soon,” she explains. Maybe it’s not about deciding between a money market account or a checking account, but getting the best of both worlds.
Before opening a money market account or checking account, do your research and compare your options to see which bank offers the best package of low or no fees and customer service, in addition to what you need from an interest and access to cash perspective.
The post Money Market Account or Checking Account: Which Is Best For You? appeared first on Discover Bank – Banking Topics Blog.