Tag Archive: how to

Get Your Finances in Check: How to Save Money as a Renter

Did you treat-yo-self a little too hard? Getting back on track after overdoing the retail therapy can be a daunting-but-necessary task! Make staying within budget a little easier on yourself by leveraging these little-known ways to save money as a renter. 1. Modify Your Renters Insurance You do have renters insurance, right? As a renter, […]

The post Get Your Finances in Check: How to Save Money as a Renter appeared first on Apartment Life.

Source: blog.apartmentsearch.com

Home Burglary Statistics: How Safe Are You?

Do you feel safe in your home? What about when you’re not there? Home security is an everyday concern for many, so it’s important that you are taking the proper precautions to protect your valuables and loved ones. To help you understand the patterns and behavior of burglars, we have a guide on burglary statistics and how to safeguard your home.

Are people securing their homes?

We surveyed 1,000 Americans about their home security and found that:

  • 70 percent of people have security measures in place to keep their home from being burglarized
  • Almost as many people lock their doors and windows when they are home (40 percent) compared to when they aren’t (46 percent) home
  • Only 22 percent of respondents indicated that they use an alarm system and 22 percent said they use video cameras
  • 24 percent of respondents said they owned self-defense equipment

graphic that shows what americans do to protect their home from a burglary

When it comes to securing their homes, respondents indicated that they are more likely to use old-fashioned techniques such as deadlocks (40 percent) on their doors rather than relying on technology such as alarm systems (22 percent) or video cameras (22 percent).

Seasonal break-in concerns

The majority of respondents (56 percent) were most worried about a home burglary in the summer. Half as many (26 percent) were concerned about winter and only 9 percent were worried about spring and 9 percent in the fall. These concerns align with seasonal burglary statistics. According to the FBI, burglaries are most likely to occur during the summer months, between noon and 4 p.m.

graphic that shows seasonal break-in concerns

Despite the tendency for people to take precautions by having self-defense equipment and locking doors when they’re inside, a majority of break-ins happen when people are not there to protect the home.

Preventing a seasonal break-ins

The most break-ins occur in the summer months. This is when Americans are most likely to be on vacation or outside enjoying a sunny day. The second most popular season for break-ins is winter. During the holidays, people take trips to visit family and are away from their homes. This is also the time of year when they have valuable presents in their homes.

To prevent holiday break-ins this season:

  • Leave lights on a timer so it looks like you are home throughout the day. Break-ins are most likely to occur between noon and 4 p.m. If you aren’t home during those hours, leave lights or music on a timer so it seems like you are.
  • Don’t leave signs that you are gone such as mail piled up in the mailbox or garbage cans out in the street for too long. The average break-in lasts between eight to 10 minutes. Leaving signs you are gone lets a burglar know they have plenty of time to steal your belongings.
  • Don’t leave boxes from your holiday gifts on the curb. Forty-seven percent of burglaries aren’t planned. Someone might be passing by and see your new TV or PlayStation box on the curb which triggers them to try to break in.
  • Avoid posting that you are out of town on social media. Eighty-five percent of burglars know their victims so they could be following your public social media account.

Burglaries statistics by state

Wondering how your state compares? The FBI has a granular look at crime rates in your state. Below are the top 10 states with the most and least burglaries per hundred thousand residents in 2018.

states with the most and least break-ins per capita

Burglary vs. robbery

It is easy to misconstrue a burglary from a robbery. While they may seem similar, they are two very distinct crimes that have different implications and investigative processes.

Burglary is classified as a property crime, whereas a robbery is classified as a violent crime.

According to the FBI Uniform Crime Reporting (UCR) Program, a burglary is an “unlawful or forcible entry or attempted entry of a structure with the intent to commit a felony or theft.” The specifics of a burglary is relative based on your state laws.

On the other hand, a robbery is classified as “taking or attempting to take anything of value from the care, custody or control of a person or persons by force or threat of force or violence and/or by putting the victim in fear.”

Since robberies are classified as violent crimes, if someone is convicted of a robbery they will find that it carries a more severe sentence than a burglary.

Additional burglary statistics

In 2018, the U.S. Department of Justice reported that there were 1.3 million household burglaries, which was a 4.72 percent increase from the previous year. It’s important to be aware of when they happen so you can reduce your risk.

1. Burglaries are most likely to occur during the middle of the day

According to the FBI, in 2018 there were 346,312 daytime burglaries compared to 218,028 burglaries that occurred at night.

This is most likely because the daytime is when your home is left unoccupied. People have daily routines. Criminals are able to track this and take advantage of the times you aren’t home.

2. Burglaries are most likely to happen in the summer months

Seasonality can impact the number of burglaries that occur. These crimes are most likely to occur during the summer months. This is most likely due to a combination of good weather, longer days and an increase in vacations. With more daylight, there is a larger window of opportunity for burglars to break into homes.

We found that the majority of survey respondents (54 percent) indicated that they are most concerned about home burglaries during the summer months.

burglar climbing fence

3 Burglaries are more likely to occur in rural states

According to the FBI, New Mexico, Mississippi and Oklahoma have the highest burglary rate per 100,000 residents. In contrast, Virginia, New York and New Hampshire have the lowest.

4. A burglary occurs every 23 seconds

According to burglary statistics from the FBI, burglaries happen every 23 seconds. This means, there are nearly three homes burglarized every minute and 3,757 burglaries each day.

burglar stealing jewelry

5. Your bedroom is most likely to be the target of a burglary

Burglars have to be strategic with their time, and this includes targeting the rooms that are most valuable. According to the American Society of Criminology, in two-story homes, burglars will bypass the living areas and head straight for the upstairs bedrooms where they will find the most coveted items.

When scouring the bedroom for your belongings, burglars gravitate toward small, valuable items. Rather than big bulky items like TVs that are difficult to carry, they steal small items that can fit into their pockets in order to avoid unwanted attention as they exit the home.

6. The average cost of a burglary is $2,799

The cost of a burglary is steep. At $2,799 this could set apartment renters back a couple months’ rent. Many renters get renters insurance so they can recoup these losses if burglary were to happen. While it is possible to get back your monetary loss, the feeling of security in your house is harder to recover.

breaking in

7. White men are most likely to break into your home

According to the FBI, 80.4 percent of men are found to be the ones breaking in compared to only 19.6 percent of women.

When looking at race or ethnicity in 2018, the FBI found that 68.1 percent of all offenders were Caucasian, 29.4 percent were African American,1.2 percent were American Indian or Alaska Native, 1.1 percent were Asian and 0.2 percent were Native Hawaiian or Other Pacific Islander.

8. Only 23 percent of U.S. households are professionally monitored

According to senior analyst Dina Abdelrazik at Parks Associates, only 23 percent of all U.S. households with broadband internet have a professionally monitored security system and 2.5 percent have a self-monitored system.

person looking at home security system

How to prevent a break-in

While thieves can be tricky, there are precautions you can take to prevent a break-in in your home. Here are some ways to prevent a break-in.

Install a home security system

The installation of a home security system not only will help secure your home, but it will also give you more peace of mind when you are away. Many systems include video cameras that allow you to see who is on your property at all times of the day.

Park your car in the driveway

This can be an indicator that you are home and burglars will be hesitant to break in fear that they will encounter someone. If you are on vacation, have your neighbor use your driveway as a parking spot to deter any possible burglars.

Lock doors and windows

Locking all points of entry will provide an additional layer of protection when you are away from your home. If you leave a door unlocked or window cracked it will be an invitation for any intruder looking for an easy target.

Install timers for your lights

Even if you are away from your home, putting your lights on timers can give the illusion that someone is home, which can deter an intruder from breaking in.

Be careful on social media

Social media can be a way that burglars track you. Posting that you are at a coffee shop or on vacation will let them know when your home is free to attack. Be cognizant of your social media use, especially when you are not home.

Advertise your dog

Your dog can deter a burglar even if it’s harmless. A simple “beware of dog” sign can make a burglar second guess if they should break-in.

Don’t let the mail build-up

Allowing your mail to pile up is a clear indicator that you have not been home for quite some time. This will make your home an easy target.

Hide ladders and tools

Don’t give burglars any accessories to break into your home. Hide or keep your tools in a safe place where no one can access them but you.

Now that you are more aware of the upward trend in home burglaries in the past years. Be sure to take the necessary precautions to better secure your home or apartment. It is always better to be prepared than to realize you have been the victim of a burglary.

infographic

Methodology

This study was conducted for Apartment Guide using Google Consumer Surveys. The sample consists of 1,000 respondents in the United States. The survey was conducted in November 2019.

References:

  • Safewise
  • U.S. Department of Justice
  • State Laws
  • FBI 1, 2, 3, 4
  • Wiley
  • Safe At Last

The post Home Burglary Statistics: How Safe Are You? appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.

Source: apartmentguide.com

How To Write an Appeal Letter If You’ve Been Denied an Apartment

You’ve been touring various apartments, and you find the perfect one. It fits your budget, the natural light is beautiful and it comes with great amenities. And then a curveball — your rental application gets denied. You’re not alone. Nine out of 10 people have their rental applications rejected. What now? You write an appeal letter. Here’s how to write an appeal letter to your potential landlord:

Well, thanks to the Fair Housing Act, landlords cannot reject applications based on an applicant’s race, sex, gender, national origin, color, disability or familial status.

Beyond that, there are many possible valid reasons for a rental application denial — including income, credit score, bad references, rental history and background check. This is why it’s essential to look at the property’s requirements closely.

If you feel like the landlord made a mistake with your rental application, here’s how to write an appeal letter to ask them to reconsider.

Writing a letter.

What is an appeal letter?

The appeal letter expands on an issue found by the landlord that led to the denial. For example, no previous formal rental history or maybe you have more income than you showed. If you feel like you have additional information or clarification that may change their mind and approve your application, you might want to try writing an appeal letter.

When to write an appeal letter?

The most optimal time to send an appeal letter is within a week from receiving the denial letter from the landlord.

First, make sure the unit is still available before sending it, if possible. Then put together all evidence as soon as possible and send it certified via mail to confirm receipt. Emails can get lost in inboxes or ignores. Check-in 48 hours after receipt via email if you haven’t received a response.

What to include in your apartment appeal letter?

Now that you’ve decided to appeal the landlord’s decision, it’s time to build your case.

Scan your denial letter carefully

Every denial letter must tell you the specific reasons why your application was denied. After reading it carefully, identify the details that you’d like to provide more clarification on for the appeal letter. If the letter is vague, ask for a new letter with more specific information about your denial. It will help you provide a better appeal letter.

Think of what reason you want to address and how

If you had an incomplete application with not enough references, provide those in the appeal letter. Or if you didn’t have a formal rental history, explain that it’s your first apartment or provide references from old informal landlords.

If your income doesn’t meet the requirement in the background check provided, share that you have more than one job and bank statements to corroborate your actual income. Or maybe the credit check showed the wrong score.

Writing.

Address the appeal letter

Add your name, current return address at the top with your rental application date. Follow below with today’s date and the landlord’s name with property address below that.

First paragraph: Ask for reconsideration

This paragraph should focus on quickly explaining the reason for this appeal letter. Start by thanking the property manager for their time and share that you’d like for them to reconsider your application for this specific property.

Second paragraph: State your case

This is where you make your case. First, clearly state the reason for the appeal of the property’s decision and restate their reason for denying your rental application. Then add additional evidence or clarify why the property manager should reconsider. If your credit score was wrong, attach a new credit report from a bureau and explain why the error happened, for example.

Take your time to flesh out your reasoning before putting it on paper. Stay concise in this section but effective at making your case.

Third paragraph: Offer possible concessions

Here’s where you will quickly summarize your letter by restating your reason for the appeal and offer any additional concessions, like a larger security deposit or a shorter lease, for example. Mention the other documentation you’re attaching, if any.

Conclusion: Don’t forget to sign

Write ‘Sincerely’ and sign your name. Below that, print your name with your contact information for easy access.

Use persuasive language

Keep the letter concise and explain just the facts. Avoid any negative language or complaining throughout the letter. The letter must remain clear and impartial to highlight your points more effectively. You’re negotiating with the landlord via the letter so think about what you can offer to make you trust you over someone else.

Avoid being overly emotional or desperate. Just make sure you don’t concede too much that you put yourself at risk as a tenant.

Man reading.

How do you write an appeal letter for reconsideration?

Use this template below to write your appeal letter. You can also download a word document of this sample letter and make changes where necessary.

(Your name)

(Current address)

(Date)

(Name of landlord)

(Address of property)

(Landlord’s last name),

Thank you for taking the time to review my rental application at (property address with unit number) and now, my appeal letter. I understand that my application was not approved due to (reason for denial), but I wanted to share additional information for your consideration.

(Paragraph explaining your denial and what you’ve done to fix the problem.)

(Paragraph explaining what concessions you might be able to offer. Reference any attached documents here.)

Please feel free to contact me to discuss my rental application further. Thank you again for taking the time to review my rental application again for (property address with unit number).

Sincerely,

(Signature)

(Phone number)

(E-mail address)

Avoid getting your application denied for next time

Getting your hopes up about an apartment and then getting your rental application denied can truly crush you.

Most of the time, a rental application doesn’t have room for nuance, and that’s where the appeal letter can help with more details. Make sure to double-check your application before submitting it, too. If the apartment complex has other units available, it’s worth appealing their decision with more facts and seeing if you can nab an approval.

The post How To Write an Appeal Letter If You’ve Been Denied an Apartment appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.

Natural Remedies for Roaches: 8 Prevention Methods to Try

The survival skills cockroaches have are amazing. They can continue living, for a short time, without their heads. They can hold their breath underwater for 40 minutes. They can run up to three miles in a single hour.

This is all great for roaches (and pretty interesting too) — until the ugly bugs infest your apartment. Once they’ve made their way into your home, all you want to do is get rid of them. But, before you make an appointment with an exterminator, consider an organic, DIY approach. Use one of the many natural remedies for roaches to keep them away.

Cockroach

Cockroach

How to get rid of cockroaches

Once you’ve established you’ve got unwanted visitors, whether you’ve seen roaches or just their nasty trails, it’s time to consider how you want to get rid of them. You can use chemicals to do the job, but if you have pets or young children or you’re sensitive to certain products, going natural might be a better option.

When it’s time to get rid of unwanted insect visitors, look to your pantry first, you might already have some of these natural remedies for roaches ready to go.

1. Sugar

This is an example of using something sweet to lure cockroaches to their demise. You just have to add a little something extra. Mix one part powdered sugar with three parts boric acid. The sugar brings the bugs in — the boric acid takes them out.

Boric acid isn’t toxic to people or pets, but it can irritate skin. When putting this mixture down, avoid counters and stick to the hidden spots roaches can use for hiding places. Good spots are behind appliances, under the sink and in any cracks along the edges of cabinets.

If either ingredient isn’t readily available, this is a versatile recipe, so you can swap out ingredients to achieve the same effect. Instead of powdered sugar, you can use peanut butter or jelly. You can also replace the boric acid with food-grade diatomaceous earth.

soapy water, one of the natural remedies for roaches

soapy water, one of the natural remedies for roaches

2. Soapy water

If you spot a cockroach and want to kill it without having to get close enough to step on it, keep a spray bottle of soapy water handy. Use diluted dish soap so that whatever surface it gets on also gets clean (an added bonus).

Spraying this mixture directly onto a roach makes it impossible for the bug to breathe. It clogs up their skin, which is how they take in air. It may take an extra little bit to do the trick, and you still have to dispose of the roach but hey — it won’t head back to hang with its buddies.

3. Coffee grounds

This easy-to-find food staple helps make a perfect cockroach trap. They serve as bait to bring the roaches in and are non-toxic for every other member of your home. To make a trap, all you need is a glass jar, coffee grounds and water.

To build your trap:

  • Fill a large glass jar about halfway with water.
  • Add 1-2 tablespoons of moistened coffee grounds.
  • Place the jars as close to potential nesting spots as possible.

The roaches will come in to check out the coffee, climb into the jar and get stuck and eventually drown. Then, dump the entire contents of the trap into the toilet for a goodbye flush.

Lemon, one of the natural remedies for roaches

Lemon, one of the natural remedies for roaches

4. Lemon

While lemon won’t work on its own to keep roaches away, using lemon-scented cleaners around your home can have a big impact on keeping the place cockroach-free.

A clean home is the best way to avoid an infestation, and the scent of a lemon actually works to keep a variety of insects from wanting to live in your place.

For an easy, all-purpose cleaner you can make at home, you only need two ingredients — citrus peels and vinegar. To make:

  • Fill a glass jar with clean, chopped-up lemon peels.
  • Pour white vinegar over the peels to submerge them and seal the jar.
  • Let the mixture sit for about four weeks, shaking it regularly.
  • Strain out the peels and put the liquid into a spray bottle.

This will keep countertops, appliances, floors and glass all clean and smelling great, while also helping you deal with the cockroaches.

Make sure to clean your place regularly, focusing on areas like the kitchen and dining room. Roaches love crumbs and can smell food if packages get left open in your pantry. It’s also a good idea to empty your trash regularly to keep food odors out of your home.

5. Plants

Another big attractor for roaches is moisture. One way to deal with excess moisture in your home is to check your pipes regularly for leaks, but sometimes it’s a matter of high humidity. To deal with this, consider buying a few house plants.

You’ll need a specific type, epiphytes like ferns, orchids and cacti. These are special plants that work as a natural dehumidifier, pulling water from the air to keep themselves hydrated. They’re easy to care for and will help reduce moisture levels in your home.

Place one in every bathroom, on a screened-in porch, or anywhere where the air feels heavy. They won’t repel cockroaches themselves but will help take away a serious temptation for the bugs to come into your home.

onions, one of the natural remedies for roaches

onions, one of the natural remedies for roaches

6. Onions

This is maybe the strangest of the natural remedies for roaches, but it uses ingredients you’re bound to have at home right now. All you need is an onion and baking soda. Again, the food attracts hungry insects, and the baking soda does the dirty work.

To set this up:

  • Dice up about half an onion.
  • Sprinkle baking soda over it.
  • Place on a small paper plate anywhere roaches may hide overnight.

Since roaches prefer the dark, you’ll most likely “feed” more if you wait until evening to put out your trap. It’s also best to do it when there’s minimal risk of running into the nasty guys yourself.

7. Cornstarch

When you need to cover up cracks to keep the roaches away, this remedy is a great choice. Not only will it fill the space to let fewer roaches through, but it will also kill any of them who eat it.

Mix equal parts of cornstarch and Plaster of Paris to make a powder you can sprinkle anywhere. Don’t activate the Plaster of Paris with water beforehand. The roaches do that after they eat the concoction when they drink water. It’s the mixing in their stomach that ultimately kills them.

It’s important to note that Plaster of Paris is a toxic ingredient and dangerous for children and pets. Using this recipe specifically in cracks helps keep it away from everyone but the roaches.

Peppermint oil

Peppermint oil

8. Peppermint

Roaches hate the smell of peppermint. They’ll avoid it like the plague. It can also actually harm them if they come into contact with it. Spraying a mixture with peppermint oil directly onto roaches can mean lights out, but that’s only if you see the invaders around.

You’ll have more success using mint as a repellent, targeting areas near where you think roaches are hiding. To make a mint-infused spray:

  • Mix two parts water with one part white vinegar into a spray bottle.
  • Add about 10 drops of peppermint oil.
  • Shake up and spray.

Chemicals aren’t required to keep the roaches away

The question is never if you’ll see a roach in your apartment, but rather when. They’re out there, and there’s a lot of them, but knowing how to repel them and say good-bye for good means you don’t have to live with them. Us

ing natural remedies for roaches allows you to live insect-free without having to buy harsh chemicals or spend money on an exterminator. Just make sure you’re targeting the right areas. Roaches love to live in places like boiler rooms, basements, crawl spaces, steam tunnels, drains and sewers. Happy hunting!

Comments

comments

Source: apartmentguide.com