Tag Archive: Lifestyle

The 20 Best Neighborhoods in Salt Lake City in 2021

What started as a pioneer settlement has now grown into one of the most desirable cities in the western United States. Salt Lake City is one of, if not the best places to live in Utah. Due to recent events and changes in the remote work environment, crowds are flocking to the valley to take up permanent residence and it’s also quickly becoming a hub for tech companies.

While there truly isn’t a terrible place to live in the city, some areas are better than others when it comes to shopping, dining, architecture, views and a few other factors. Here are the best neighborhoods in Salt Lake City to give you an idea of what most residents enjoy about where they live.

Salt Lake City.

The Avenues

Potentially the most desirable neighborhood in Salt Lake, The Avenues have a little bit of everything. It’s nestled in the northeastern corner of the valley, offering great views of the city. Plus, its charming historic homes and family-owned restaurants create a quiet, quaint atmosphere.

Since it’s just at the foot of the mountains, there are plenty of hiking trails literally at your doorstep. There are many parks and walkable areas, perfect for anyone wanting an active lifestyle or who has pets that like spending time outdoors.

Sugarhouse

Full of unique restaurants, bars and coffee shops, Sugarhouse is a lively neighborhood where you’ll never be bored. With the University of Utah and Westminster close by, many students live in the area. However, there’s also a mix of established families and young professionals in the area.

Sugarhouse is walk- and bike-friendly. Most major roads have bike lanes and wide sidewalks to keep them safe for bikers and pedestrians. Plus, everything you could ever need is within walking distance. Whether you’re looking for groceries, boutiques or a cool cafe to spend the afternoon in, it’s close by.

Capitol Hill in Salt Lake City, Utah.

Capitol Hill

Capitol Hill, named for its location around the state capitol building, tends to attract many young professionals. It has plenty of parks for outdoor enjoyment and bars for indoor entertainment and mingling.

The homes and apartments in this neighborhood are mostly older buildings that have gone through renovations. While the buildings maintain their original charm, so you’ll see that they have a clean, modernized touch. Capitol Hill also has some of the most incredible views of the city, overlooking the entire valley. Notably, it has views of downtown and Temple Square. This view is especially stunning during the winter holidays, the Fourth of July and the local Pioneer Day celebrations.

Downtown

Salt Lake City’s most active area is certainly Downtown. There are more restaurants, cafes, bars than anyone could probably visit in their lifetime. There’s also great shopping—anything from small boutiques to large commercial shopping centers.

Many people both live and work downtown, often walking, biking or taking the UTA TRAX whenever they need to get somewhere. In fact, the downtown area has some of the best walk, bike and overall transit scores in the valley. Its walk, bike and transit scores are 87, 93 and 69, respectively. So owning a car is purely optional for residents here.

9th and 9th

The coveted 9th and 9th neighborhood is a well-known shopping and eating hangout. Filled with boutiques and delicious restaurants, it has a very calm, leisurely feel to it. The relaxing vibe is partially created by the amazing art that is around every corner. The other great part of 9th and 9th is the fun people you can find behind every door.

Homes in this area seem a little on the small side, but they’re both funky and chic. Pulling from the old architecture of original houses built in the early 1900s, the homes mix in newer stylings to stay modern.

Salt Lake City.

Yalecrest

Yalecrest initially attracts students who are attending school across the street — at the University of Utah. But once they finish their studies, they end up staying years after the fact. Its easily walkable streets are very safe. And the neighborhood has enough local stores and restaurants that owning a car isn’t necessary for day-to-day life. Plus, it’s near the UTA TRAX and bus lines in case you do need to travel further.

If you’re a fan of Tudor-style architecture, Yalecrest is a visual treat. It’s not a typical cookie-cutter suburb — it’s full of unique homes of all designs, complete with brick and exposed wood beams.

East Bench

The East Bench neighborhood is known for its unobstructed views stretching all the way over to the Great Salt Lake. The neighborhood is over the side of the eastern mountains lining the valley. While many of its residents are older and more established, there are also many younger families taking up residency.

East Bench is further away from the busy city, but it’s still close to everything you could need. It’s also only a 10-minute drive to downtown, where there’s great entertainment and food. Residents are out of the constant city bustle but they still enjoy the city perks.

Temple Square in Salt Lake City.

Temple Square

At the heart of downtown Salt Lake, Temple Square and the surrounding streets are surprisingly calm and kept very neat and tidy. Many members of the Church of Jesus Christ of Latter-Day Saints live and work in the area (depending on what you’re after, this could be a pro or a con).

You’ll find lots of church history museums, along with other church-owned properties. Such properties include a large tabernacle, a conference center, and, of course, the Salt Lake Temple. The area is very walkable and near lots of public transportation, including the UTA TRAX and FrontRunner.

Sugar House Park

Perhaps the best park in Salt Lake, Sugar House Park is not only big, but it’s beautiful. It boasts beautiful views of the mountains, lots of trees, a pond and various sports courts.

The Sugar House Park neighborhood is also near a large shopping and dining center right off the freeway. Everything is at your fingertips and it makes owning a car unnecessary.

Westminster

As its name suggests, the Westminster neighborhood surrounds Westminster College. It’s no surprise that there are many students living in the area. However, students aren’t the only ones enjoying the neighborhood.

Being so close to a shopping and dining hub, this neighborhood draws in the crowds. Here, you can enjoy good food and fun bars, many of which have classic bar games like pool and darts. You’ve also got a few parks nearby. Liberty Park is one of the best, there’s always an event happening and you can catch live music, markets and festivals.

The Country Club

Right off the freeway at the mouth of Parley’s Canyon, The Country Club is a classy neighborhood full of larger homes. By “larger homes,” we mean in comparison to the other smaller historic homes typically found in Salt Lake.

This neighborhood encircles a large country club with a golf course. Many of its residents fall under the “well established” category of older folks who have done well for themselves. You won’t find better-kept homes or yards anywhere in the valley and even strolling through the streets is a treat in and of itself.

Salt Lake City neighborhood.

Highland Park

Highland Park is a fun, eclectic area with a combination of shopping and dining like you’ve never seen before. Instead of boutiques and chain restaurants, you’ll find the likes of stores selling plants, yard decor and secondhand books, along with classic Dutch and Greek cuisine.

It is truly a one-of-a-kind neighborhood that transports residents and visitors to different places and times. However, if that’s not your cup of tea, you’re right off the freeway and less than 15 minutes from downtown.

East Central

Sandwiched between downtown and the University of Utah, East Central is home to many young residents. Many of those living here are attending school or just starting out in their careers. Walking is a reasonable mode of transportation and you’ll find not only everything you need to live nearby but the added benefits of concerts, live theater shows and museums.

Those living in East Central are in it for both work and play, and you’ll find a good community of social beings there.

Wasatch Hollow

The mellow, tree-lined streets of Wasatch Hollow are home to a wide range of people of all ages and various backgrounds. This neighborhood has a close sense of community, where people live for a long time and watch out for each other.

There are plenty of parks for taking a walk or spending a nice afternoon. And the many coffee shops scattered throughout the streets provide a place to meet other locals, see art from up-and-coming artists and experience live music.

This Is The Place Heritage Park.

Sunnyside East

Like East Bench, Sunnyside East has amazing views across the valley to the Great Salt Lake. However, it is slightly more secluded. This neighborhood contains the Hogle Zoo and This Is The Place Heritage Park, where you can attend various events all year long, including holidays — such as Zoo Lights and a German-style Christmas market.

Because it’s further from things, you’ll likely need a car if you live here. But the proximity to multiple hiking trails and stunning views of both the mountains above and the city below are worth the trade-off.

Bonneville Hills

Adjacent to the Bonneville Golf Course, Bonneville Hills is in a prime location near just about everything. It’s only a few minutes from downtown, the University of Utah, the Hogle Zoo, This Is The Place Heritage Park, restaurants, bars, cafes, shopping — you name it and it’s within reasonable walking distance or a short drive.

Although it’s reasonably close to the University of Utah, residents of the neighborhood include families and young professionals, with only a few students in the mix.

Park in Salt Lake City, UT.

Central City

Central City is full of young professionals who bring a vibrant, artistic vibe with them. Here you’ll find loads of indie coffee shops and cafes, many of which have extraordinary menus that cater to the residents of the neighborhood.

Because Central City is near downtown, there are many opportunities to experience live performances of all kinds, whether it’s music or comedy, and there’s lots of local art displayed in coffee shops, painted onto buildings and in galleries throughout the city.

Liberty Wells

With a good mix of young, old and everything in between, you’ll meet people from all walks of life in Liberty Wells. It’s also close to just about everything and has been seeing lots of improvements throughout the neighborhood, including new apartment buildings to provide housing for even more people in the area.

And although new buildings are popping up, there are still plenty of the old ones still standing, providing a good balance between vintage and modern architecture. Like many other neighborhoods in Salt Lake, Liberty Wells doesn’t lack food, drink or good company.

University District

Tucked in the eastern corner of Salt Lake, just inside the hills is the University of Utah and the University District. While many students live in this area, there are also residents who work at the University of Utah. Those working for the University include a wide range of careers, not just teaching — there’s a hospital and various research centers connected to the university.

While you’re slightly further away from most shopping and dining, it’s just a few minutes down the road if you’re ever in the mood for it.

Red Iguana in Salt Lake City, UT.

Photo source: The Red Iguana Restaurant / Facebook

Fairpark

Fairpark is one of the more culturally diverse neighborhoods in Salt Lake City and with that comes some of the best culturally diverse restaurants in the valley. It’s home to one of the city’s most well-known restaurants, the Red Iguana, which is typically packed most evenings, but well worth the wait!

Apart from the food, Fairpark is near the heart of the city, so entertainment and nightlife are never far, and it’s near the freeway, giving access to anywhere else around Salt Lake, including ski resorts and hiking trails.

Which Salt Lake City neighborhood fits you?

These are only a few of the many neighborhoods in Salt Lake City and each of them has its own unique combination of offerings to residents. It’s important to choose a neighborhood that fits your personality and lifestyle, whether you’re buying a home for the long term or renting an apartment for a shorter period. With so many great options, you can find apartments for rent in Salt Lake City in a neighborhood that suits you!

The post The 20 Best Neighborhoods in Salt Lake City in 2021 appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.

Source: apartmentguide.com

13 DC Apartments under $1500 Available to Rent Today

DC-APARTMENTS-UNDER-1500

 You may have read recently that apartments in DC aren’t affordable.  If you’re new to DC, understanding the affordable housing options in the district can be a challenge, so we made you this handy guide. We also went on the hunt for you and found 13 apartments for under $1500 available to rent now in Washington, DC!

Apartment hunting on a budget in Washington, DC is all about what trades you are willing to make.  A less trendy neighborhood will likely result in a larger apartment or a lower rent. Is a state of the art gym a must-have amenity for you? That’s okay, just know that you’re going to be squeezing into a smaller apartment.  The good news is, there are plenty of options!  This week we bring you 13 studio or one-bedroom and even a two-bedroom apartment for under $1500 available to rent now!

Looking for something different?
Search other available apartments in the Washington, DC area.

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The Foreland

Studio $1295 | Available Now
23 2nd  Street, NE
Washington, DC 20002

 

Everyday living is made comfortable and effortless at The Foreland. You can look forward to a convenient location, shopping, and a multitude of dining options. The units are equipped with hardwood floors and ample closet space. Multiple windows in each apartment provide ample amounts of natural lighting. The community is located directly across the street from the Supreme Court building and within walking distance of Capitol South Metro, the National Mall, Capitol Hill, and Union Station. Convenience and comfort are guaranteed at The Foreland.WC Smith embraces the belief that great customer service is our best amenity. Living at the Foreland means experiencing a higher level of service. Our service team is available 24 hours a day and you can access your resident account online any time; day or night. Discover classic charms and modern conveniences of the Foreland, located in the Capitol Hill neighborhood of Washington, DC.

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The Kenmore

1 Bedroom  $1495 | Available Now

5415 Connecticut Avenue, NW
Washington, DC 20015

Experience a lifestyle that is as rich in history as it is in local activities. The Kenmore’s Connecticut Avenue location is distinct and convenient. This residence offers a 24-hour concierge beautifully renovated, classic style interiors. Spacious studios, one and two bedroom apartments are equipped with expansive windows that offer exceptional views.

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Hilltop House

Studio $1450 | Available 11/29

1475 Euclid St NW
Washington, DC 20009

Hilltop House is a hidden jewel of the Adams Morgan neighborhood. This community offers studio and one-bedroom apartments for rent. Each apartment has large windows and breakfast bars; creating a cheerful, open, and bright atmosphere. To keep apartment living and budgeting easy, all utilities are included with your rent. Hilltop House faces Meridian Hill Park, where residents may take in a variety of social and cultural events. Every Sunday the park is activate with kickball leagues, yoga classes, Frisbee sessions, and drum circles. Just a couple of blocks from the Hilltop House apartment community is the Columbia Heights Metro station with access to both the green and yellow like. Hilltop House Apartments have the perfect location to take in all that Washington, DC has to offer.

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1400 Van Buren

One Bedroom $1395  | Available 11/14

1400 Van Buren NW
Washington, DC 20012

1400 Van Buren is an apartment community with one and two-bedroom apartments for rent in the Brightwood neighborhood. You will feel comfortable and at home in these apartments with their beautiful hardwood flooring, ceiling fans, central A/C, and spacious floor plans. The apartments are located in a charming brick building with controlled access, on-site maintenance, on-site management, on-site laundry facilities, and more. 1400 Van Buren’s convenient location gives residents access to everything they need on a daily basis.

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Baystate Apartments

Studio  $1495  | Available 12/4

1701 Massachusetts Ave NW
Washington, DC 20036

Looking for features that look and feel like they came from a book and tell a story? The Baystate offers beautiful studio apartments for rent in a variety of floor plans. All utilities are included! No need to worry about extra bills. With the Dupont Circle neighborhood of Washington, DC only two blocks from your front door, be fascinated with local culture and flavor. Having the Red Line Metro within walking distance means all of Washington, DC is yours to explore. Find touches of extraordinary in the every day.

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The Shawmut

Studio $1500 | Available 11/14

2200 19th Street NW
Washington, DC 20009

Classic style and modern amenities are the perfect combinations to make you feel right at home. This pet-friendly building in the heart of Adams Morgan, just across the street from Kalorama Park, creates a comfortable living space for all. The Shawmut’s elegant, New York-style exterior gives way to beautiful one and two-bedroom apartments featuring hardwood floors, 9′ ceilings, and updated kitchens.Step outside and you are in the heart of a vibrant, thriving community. From the bustling 18th St Corridor down to Dupont Circle, you are never far from the energy of Downtown DC. Want to get away? The L2, 42, 43, and H1 bus lines are right outside your front door with direct connections to the Green, Red, and Yellow metro lines.

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Frontenac

Studio  $1450 | Available Now

4550 Connecticut Ave NW
Washington, DC 20008

The Frontenac is nestled in the heart of elegant upper-Northwest. The Frontenac boasts spacious apartments with updated kitchens and bathrooms. Its classic architectural style, evident in our grand lobby’s high ceiling and in our apartment units’, arched doorways and traditional wainscoting, attracts tours of local art history students.You can meet your neighbors or take advantage of WiFi on the Frontenac’s peaceful roof deck or in its spacious laundry room. Take a stroll to the Van Ness metro station, Giant, Whole Foods, pharmacies, dry cleaners, restaurants, shopping, and great schools for students of all ages. Our neighborhood is full of hidden gems..

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Hampton Courts

Studio  $1460  | Available 12/1

2013 New Hampshire Ave NW
Washington, DC 20009

Constructed in 1926, Hampton Courts has the elegant appeal of the early 20th-century architecture. The building is equipped with two elevators, a controlled intercom entrance, and a laundry room with a card payment system. The studio, one, and two bedroom apartments at Hampton Courts has updated appliances and spacious floor plans. All utilities are included in your rent, so no need to worry yourself about additional bills. The U Street Metro Station is three blocks away and provides access to the yellow and green lines. Zipcar and car2go vehicles, as well as Capital Bikeshare bicycles, are just a block from the building giving you endless means of transportation. The Saturday Farmer’s Market, Yes Organic Market, Trader Joes, Vida Fitness and several yoga studios are all a few blocks away from your front door. Come and explore the city living in Hampton Courts.

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6100 14th Street

1 Bedroom  $1395  | Available Now

6100 14th Street NW
Washington, DC 20011

Located in the Brightwood neighborhood of Washington, DC. There are no limitations set when living at 6100 14th street; tons of shopping and dining options nearby, a Metro bus stop right at your doorstep and only a mile to the nearest metro station. Offering spacious and affordable one and two bedroom apartment homes.

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Penn View Apartments

2 Bedroom  $1315  | Available Now

2515 R Street, SE 
Washington, DC 20020

Design cannot be defined by one component but rather the artful intersection of style and function. Located just minutes away from Capitol Hill, Penn View apartments offer affordable efficiencies, one, and two-bedroom apartment homes for rent. Penn View’s luxurious kitchens and functional floor plans are just a few of the features you’ll find at this community. Quality is always on trend.

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1401 Sheridan

Studio $1250 | Available Now

1401 Sheridan Street NW
Washington, DC 20011

1401 Sheridan boasts spacious floorplans which include separate dining rooms in each apartment. Beautiful hardwood floors, expertly landscaped grounds, and abundant closet space add to the charm and convenience of these studio and one-bedroom apartments. 1401 Sheridan is located between 14th and 16th Streets near Georgia Avenue providing easy access to Rock Creek Park, Carter Barron, and much more.

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Jetu Apartments

2 Bedroom $ 1125 | Available Now

2100 Maryland Ave NE
Washington, DC 20002

Discover our beautifully landscaped community located in the heart of Northeast, near Langston Golf Course and National Arboretum. Jetu Apartments offers affordable one and two bedroom apartment homes for rent. Featuring gas range stoves, upgraded kitchens, frost-free refrigerators, mini-blinds, and wall to wall carpet. Each apartment offers a separate dining area with chandelier lighting. The grounds include two new playgrounds, a community room, and a community garden.

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Skyland Apartments

One-Bedroom $1029 | Available 11/16

2333 Skyland Place SE 
Washington, DC 20020

Moving to the Skyland means you have a choice of a townhouse or apartment home. Our beautifully landscaped community is impeccably maintained. Enjoy the features of your new updated kitchen including; gas ranges, frost-free refrigerators, and garbage disposals. Dishwashers are available in 3 bedroom apartments. There is also an on-site dry cleaner and a tot lot. Skyland Apartments is located near Anacostia Metro and the new Safeway. Uncovered parking is available.

Looking for something different?
Search available apartments in the Washington, DC area now.

Read 13 DC Apartments under $1500 Available to Rent Today on Apartminty.

Source: blog.apartminty.com

9 Ways to Survive With No Dishwasher in Your Apartment

Even if your new rental unit ticked off most of your must-have boxes — great location, lots of light, budget-friendly — you might be disappointed about one thing: There’s no dishwasher in the apartment.

Not to worry! Here are some tips, tricks and shortcuts that take the drudgery out of washing dishes — and you may even end up enjoying the task.

1. Plan meals that use fewer dishes

Instant pot filled with food.

Instead of dirtying piles of cooking utensils, try incorporating some one-pot meals into the rotation. Slow cookers, instant-pots, woks and sheet pans will all minimize the amount of mess.

When baking, measure your dry ingredients first and then reuse the same measuring cups and spoons for wet ingredients.

You can also line your pans with aluminum foil before roasting vegetables or baking lasagna to cut down on washing time afterward.

Also, read a recipe through before you start cooking to see how many dishes you will need. By thinking ahead, you’ll have less to wash when you’re done eating.

2. Clean up as you cook

Washing a dirty pan with soap and water because there's no dishwasher in apartment

As you prepare your meal, get in the habit of tossing food scraps into the compost bin or garbage can. Plan to wash what you use as you’re cooking or place dirty dishes into the sink as you go.

Before you start chopping any ingredients, fill the sink with warm soapy water and soak your dirty dishes so food doesn’t become dry and caked on. Wash your prep tools as your food cooks.

3. Get the right tools for the job

Cleaning tools for dishwashing.

Toss that stinky kitchen dishcloth and pick up a few smart gadgets that will almost make you forget you don’t have a dishwasher in your apartment.

  • A dishwashing brush can handle even the crustiest food remnants, plus it dries completely — no more damp, germ-infested sponges lying around.
  • If you prefer a sponge, get a washable microfiber one that you can toss into the washing machine.
  • Silicone scrubbing gloves protect your hands, plus they provide some scrubbing power.
  • Using a blade brush is a safer way to clean sharp knives.
  • A food scraper or dish squeegee makes dishwashing easier and keeps your sudsy water cleaner.

4. Protect your drain

Sink clogged with water.

The last thing you need when you have no dishwasher in your apartment is a clogged kitchen sink.

Never pour oil or grease down the drain because they can coat the pipes and cause a blockage. Use a sink strainer to catch food particles and empty it regularly while you’re cleaning up.

5. Be efficient by learning how to clean stubborn dishes

Handwashing dishes.

For about $10, you can upgrade your kitchen faucet with a swivel tap aerator, which helps get into the nooks and crannies for more effective dishwashing.

Wash items from least to most dirty: Glasses and silverware first, then plates and bowls. Save the largest, dirtiest things for last. Some dishes, like glassware or anything oily need extra-hot water to get clean, while others do better with cold.

For example, dairy and starch rinse off easily under cold water, which prevents the residue from getting sticky. For scorched pots and pans, head to your laundry room to grab a dryer sheet: Soaking it with the pan in warm soapy water for an hour will remove caked-on grime.

6. Use the right kind and amount of dish soap

Soapy sponge because no dishwasher in apartment

If you don’t like wearing latex gloves to protect your hands, use a natural dish soap that will be gentler on your skin. For very greasy dishes, you might need a more advanced dish cleaner.

Don’t use too much soap, because it can leave a sticky residue on your dishes — one or two tablespoons per load is all you need.

Pouring your soap into a touchless foaming soap dispenser controls how much you use, saving you money.

7. Purchase space-saving drying racks

Dishes drying on a cleaning rack.

Why double the amount of work to hand-dry all your dishes when you can let them air-dry instead?

Since small apartment kitchens usually lack counter space, ditch the bulky dish-drying rack in favor of a more streamlined solution, such as hanging a wire shelf over the sink, or using a roll-up drying rack that stores away when not in use. Or, use a silicone dish-drying mat — it’s better than a fabric one because it prevents mold growth.

8. Treat yourself to a few luxuries

Man listening to music while doing dirty dishes in the kitchen with no dishwasher in apartment

Just because there’s no dishwasher in your apartment doesn’t mean you should dread cooking great meals for yourself or your loved ones. One thing that makes the task easier is creating the right mood for the job.

Pick up some great-smelling dish soap and soft linen kitchen towels, which dry faster than cotton and are naturally anti-microbial. Set up a waterproof Bluetooth speaker or wear wireless headphones so you can listen to your favorite tunes or podcast or light a few aromatherapy candles to make washing dishes more enjoyable.

9. Invest in a countertop dishwasher

Speaking of treating yourself: Sometimes, especially if you have a family to feed three times a day, hand-washing everything is just not realistic. Apartment dwellers have another option: A countertop dishwasher.

These appliances — ranging in size from 16 to 22 inches wide — sit on your counter, hook up to the faucet and wash up to six place settings at once. These dishwashers cost about $400.

Adapt to having no dishwasher in your apartment

While living in an apartment with no dishwasher can seem challenging at first, the transition to a wash-as-you-go lifestyle is easier when you plan ahead, use the right tools and shift your mindset.

The post 9 Ways to Survive With No Dishwasher in Your Apartment appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.

Source: apartmentguide.com

20 DC Apartments for $1800 or Less

Top-20-apartments-in-dc-under-1800

 This week we found 20 apartments for under $1800 available to rent now in Washington, DC! Apartment hunting on a budget in Washington, DC can be challenging. It’s all about what trades you are willing to make.  A less trendy neighborhood will likely result in a larger apartment or a lower rent. Is a state of the art gym a must-have amenity for you? That’s okay, just know that you’re going to be squeezing into a smaller apartment.  The good news is, there are plenty of options!  This week we bring you 20 apartments for under $1800 available to rent now!

Looking for something different?
Search other available apartments in the Washington, DC area.

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1400 Van Buren

One Bedroom $1395

1400 Van Buren NW
Washington, DC 20012

1400 Van Buren is an apartment community with one and two-bedroom apartments for rent in the Brightwood neighborhood. You will feel comfortable and at home in these apartments with their beautiful hardwood flooring, ceiling fans, central A/C, and spacious floor plans. The apartments are located in a charming brick building with controlled access, on-site maintenance, on-site management, on-site laundry facilities, and more. 1400 Van Buren’s convenient location gives residents access to everything they need on a daily basis.

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Park Chelsea at the Collective

Studio  $1800

880 New Jersey Avenue SE
Washington, DC 20003

Park Chelsea at the Collective is the first phase of three buildings that make up The Collective.  The concept is that no matter at which of the three buildings you live, you have access to amenities at all three buildings.  Amenities include indoor pools, rooftop heated pools, clubrooms, fitness centers, Peloton bikes, golf simulator, hydro massage beds, and even a Whole Foods on site.  This time of year, you can get great deals on apartments and this studio for $1800 is an exceptional value for everything you get with your rent!

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Alexander Gardens

1 Bedroom  $982

1617 17th Street SE 
Washington, DC 20020

Park Pleasant located off 16th Street in the District of Columbia. Beautifully landscaped, this comfortable, sought-after community is convenient to Adams Morgan, is within walking distance of the Columbia Heights Metro Station, and is four blocks the new Target and Staples! Park Pleasant offers affordable, spacious studios, one bedroom and one bedroom/den apartments. So don’t delay, call or visit Park Pleasant today!

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Park Pleasant

1 Bedroom  $1700

3339 Mt. Pleasant Street NW
Washington, DC 20010

Welcome to Park Pleasant located off 16th Street in the District of Columbia. Beautifully landscaped, this comfortable, sought-after community is convenient to Adams Morgan, is within walking distance of the Columbia Heights Metro Station, and is four blocks the new Target and Staples! Park Pleasant offers affordable, spacious studios, one bedroom and one bedroom/den apartments. So don’t delay, call or visit Park Pleasant today!

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Baystate Apartments

Studio  $1595

1701 Massachusetts Ave NW
Washington, DC 20036

Looking for features that look and feel like they came from a book and tell a story? The Baystate offers beautiful studio apartments for rent in a variety of floor plans. All utilities are included! No need to worry about extra bills. With the Dupont Circle neighborhood of Washington, DC only two blocks from your front door, be fascinated with local culture and flavor. Having the Red Line Metro within walking distance means all of Washington, DC is yours to explore. Find touches of extraordinary in the every day.

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The Kenmore

1 Bedroom  $1749

5415 Connecticut Avenue, NW
Washington, DC 20015

Experience a lifestyle that is as rich in history as it is in local activities. The Kenmore’s Connecticut Avenue location is distinct and convenient. This residence offers a 24-hour concierge beautifully renovated, classic style interiors. Spacious studios, one and two bedroom apartments are equipped with expansive windows that offer exceptional views.

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Frontenac

Studio  $1560

4550 Connecticut Ave NW
Washington, DC 20008

The Frontenac is nestled in the heart of elegant upper-Northwest. The Frontenac boasts spacious apartments with updated kitchens and bathrooms. Its classic architectural style, evident in our grand lobby’s high ceiling and in our apartment units’, arched doorways and traditional wainscoting, attracts tours of local art history students.You can meet your neighbors or take advantage of WiFi on the Frontenac’s peaceful roof deck or in its spacious laundry room. Take a stroll to the Van Ness metro station, Giant, Whole Foods, pharmacies, dry cleaners, restaurants, shopping, and great schools for students of all ages. Our neighborhood is full of hidden gems..

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The Channel Apartments

Studio  $1778

950 Maine Avenue, SW
Washington, DC 20024

The Channel is the beating heart at the center of The Wharf. With an industrial design aesthetic and jaw-dropping amenity spaces, including a one-acre rooftop green space, this is an urban lifestyle that’s here to be explored, taken in, and experienced like never before. These stylish apartment residences, situated in the heart of a bold and vibrant waterfront neighborhood, are designed to deliver both modern beauty and faultless functionality. Join the ranks of those who live life amplified and move to The Channel today.

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The Swift at Petworth Metro

Studio  $1800

3828 Georgia Avenue NW
Washington, DC 20011

The Swift is one of our favorite communities in the Petworth neighborhood. The Swift’s beautiful apartments, luxurious amenities, and fantastic location allow residents to fully immerse and enjoy themselves in city life. The building offers studio, one, and two-bedroom apartments. The apartments are pet-friendly, spacious, and comfortable, while still maintaining a luxurious and stylish feel. Residents have access to a clubroom, fitness center, a rooftop with lounging areas, grills, and a fire pit. Whether you are simply coming and going from your apartment or lounging on the rooftop, any and all dogs and other pets are more than welcome. 

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Hampton Courts

Studio  $1095

2013 New Hampshire Ave NW
Washington, DC 20009

***Special Note about this unit.  It does have a full kitchen.  But with that location and the service at this building, this unit is a steal!!!****

Constructed in 1926, Hampton Courts has the elegant appeal of the early 20th-century architecture. The building is equipped with two elevators, a controlled intercom entrance, and a laundry room with a card payment system. The studio, one, and two bedroom apartments at Hampton Courts has updated appliances and spacious floor plans. All utilities are included in your rent, so no need to worry yourself about additional bills. The U Street Metro Station is three blocks away and provides access to the yellow and green lines. Zipcar and car2go vehicles, as well as Capital Bikeshare bicycles, are just a block from the building giving you endless means of transportation. The Saturday Farmer’s Market, Yes Organic Market, Trader Joes, Vida Fitness and several yoga studios are all a few blocks away from your front door. Come and explore the city living in Hampton Courts.

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Twin Oaks

Studio  $1350

3802 14th Street NW
Washington, DC 20011

Twin Oaks is a Columbia Heights apartment community that consists of two unique buildings with a variety of studio, one, two, and three-bedroom apartments for rent. Situated at the intersection of 14th Street and Quincy Street NW, Twin Oaks Apartments conveniently connects its residents to a unique group of local shopping and dining hot spots. The apartments and amenities will make you feel right at home. Enjoy spacious floorplans, hardwood floors, and central AC in the units while having access to the building’s on-site maintenance and management, laundry facilities, and package receiving services.

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Dupont Apartments

Studio  $1535

1717 20th Street NW
Washington, DC 20009

Living at the Dupont Apartments will give you the lifestyle you want, and the location you need. The apartments feature hardwood floors, high ceilings, and spacious floorplans in a controlled access building. You will love the floorplans at Dupont Apartments. They have the best micro-units in DC, and several one-bedroom floorplans to choose from. The building is located in one of the most desired locations in all of DC. DuPont Circle provides easy access to public transportation, a variety of restaurant and entertainment options, and a quick commute to many of DC’s finest attractions.

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6100 14th Street

1 Bedroom  $1389

6100 14th Street NW
Washington, DC 20011

Located in the Brightwood neighborhood of Washington, DC. There are no limitations set when living at 6100 14th street; tons of shopping and dining options nearby, a Metro bus stop right at your doorstep and only a mile to the nearest metro station. Offering spacious and affordable one and two bedroom apartment homes.

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Cambridge Square Apartments

1 Bedroom  $1595

4909 Battery Lane
Bethesda, MD 20814

Downtown Bethesda is growing by leaps and bounds, and you’ll find Cambridge Square at the heart of it all. This jewel of a property is so convenient, yet quietly backs up to a park setting. Experience a wide variety of new and exciting shopping and dining options. Cambridge Square offers an easy commute to Washington, D.C. via Bethesda Metro Station. Featuring spacious and affordable one, two, three and four bedroom apartment homes to rent. Cambridge Square floorplans offer large walk in closets and hardwood flooring.

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Klingle Apartments

1 Bedroom  $1730

2755 Macomb St. NW
Washington, DC 20008

Right on the corner of Connecticut Avenue and Macomb Avenue, you will find the Klingle. This beautifully landscaped and maintained property couldn’t be more convenient. Located at the corner of Connecticut Avenue and Macomb Street, The Klingle is in easy walking distance to Cleveland Park’s most popular shops and restaurants, not to mention the Cleveland Park Metro Station, National Zoo, and locally-famous Uptown Theater.

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Parkside Apartments

1 Bedroom  $1695

1702 Summit Place NW
Washington, DC 20009

Well designed apartments for rent that use every inch of space thoughtfully. Hardwood floors that shine when natural light pours through the windows and bounce off of them. Arched doorway details add architectural interest and the kitchens have gas stoves for cooking gourmet meals. Best of all, these affordable apartments are just blocks from both Adams Morgan and Columbia Heights; our Walk Score of 91 proves it. This is the life.

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Calverton

1 Bedroom – $1775

1673 Columbia Road, NW
Washington, DC 20009

Simple elegance. The best things in life don’t have to be bragged about. They can be simply appreciated each time you arrive home. The Calverton Apartments are in in the heart of the Adams Morgan neighborhood of Washington, DC. An array of restaurants and grocery options are within minutes of your apartment. Inside, you’ll find updated kitchens with energy efficient appliances, grand living rooms and large windows for natural light to pour in. Whether you choose to rent a studio, one-bedroom or two-bedroom apartment, you will be treated to beautiful hardwood floors and ample closet space. This is thoughtful living.

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Penn View Apartments

1 Bedroom  $1165

2515 R Street, SE 
Washington, DC 20020

Design cannot be defined by one component but rather the artful intersection of style and function. Located just minutes away from Capitol Hill, Penn View apartments offer affordable efficiencies, one, and two-bedroom apartment homes for rent. Penn View’s luxurious kitchens and functional floor plans are just a few of the features you’ll find at this community. Quality is always on trend.

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Wakefield Hall

1 Bedroom  $1795

2101 New Hampshire Ave NW
Washington, DC 20009

Wakefield Hall’s decorative facade gives way to just as beautiful apartments. Hardwood floors, updated kitchens, and walk-in closets create a charming and comfortable living space. Wakefield Hall is located near U St./Cardozo Metro Station, giving you access to all DC has to offer via the yellow and green lines. You can step out your front door and experience the cultural vibes within your neighborhood.

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3801 Connecticut Avenue

Studio  $1750

3801 Connecticut Avenue, NW
Washington, DC 20008

3801 Connecticut Avenue offers incredibly spacious studio and one bedroom apartments on one of D.C.’s liveliest boulevards. Residents enjoy the convenience of restaurants, unique shops, and a plethora of activities and site seeing opportunities just walking distance from their homes. You’ll fall in love with the new in-unit renovations at this community, whether it is with the designer plank floors, detailed back-splashes or stainless steel appliances. With a metro stop a few blocks away, the options are limitless in these beautiful apartments!

Looking for something different?
Search available apartments in the Washington, DC area now.

Read 20 DC Apartments for $1800 or Less on Apartminty.

Source: blog.apartminty.com

Spouse Has Bad Credit? How It Affects You.

Spouse Has Bad Credit? How It Affects You

It wasn’t until a few months after my husband and I got married that I decided to check both our credit scores. While my husband’s credit score wasn’t horrible, it certainly didn’t qualify as “excellent.” This got me thinking about how newlyweds’ financial histories can affect both spouses’ finances moving forward, and how critical it is to acknowledge this reality—ideally before getting hitched.

Why It’s Important to Have a Good Credit Score

Manisha Thakor cuts right to the chase in her book On My Own Two Feet: “Your credit score is essentially your financial reputation in numeric form.”

Aiming for an excellent credit score—generally defined as 750 or more—is a worthy goal, owing to the range of ways in which it can save you money. Credit scores are critical when applying for loans—for instance, car loans and mortgages. In addition, many employers consider prospective employees’ credit scores during the hiring process.

A high credit score means you can access lower interest rates when borrowing, because creditors will view you as reliable. The perceived risk that you’ll default on your loan is lower compared to those with poor credit scores. Lower interest rates, especially on large amounts borrowed over significant timeframes, can save you thousands and thousands of dollars!

A poor credit score can indirectly hurt your financial efforts as well; consider the fact that when you’re paying over the odds in debt repayments, you’re committing fewer dollars to saving and retirement planning.

photo credit: LendingMemo via photopin cc

Till Debt Do Us Part

Marriage makes you one combined financial unit.

However, that doesn’t mean your credit scores are merged; your credit history continues to be maintained on an individual basis. One spouse’s poor credit cannot directly damage the individual score of the other spouse.

That being said, if you apply for a loan as a married couple, creditors look at both your credit scores to determine your eligibility and terms. So, if one of you has the credit of an angel whereas the other’s credit history is limited or even littered with missed payments and liens, you may find your application is denied.

But, this is not just about loan applications—poor credit can belie more than just a few bad credit card habits. Other financial follies, like paying taxes late, not focusing on saving, and day-to-day overspending, could be lurking in the closet.

What Do You Do After You’ve Said I Do?

While bad credit isn’t good news, it’s not necessarily a reason not to get married. And, it’s not necessarily the precursor to divorce! It is, however, an alarm signaling that it is time to get clear on your joint financial situation and start communicating. Make sure you do this respectfully and compassionately to minimize blame and financial stress. (If you’re the type of person who’d like to know this information from prospective partners before things get serious, there are now dating sites catering just to you.)

Once you’ve identified that one of you has less-than-optimal credit, it’s time to take action. Here are four top tips for taking immediate action:

1. Check your credit report for mistakes: Errors are, unfortunately, pretty common and can be really detrimental. Check your report at least once per year.

2. Make payments on time: Yes, this is stating the obvious, but it needs to be said! Mary Beth Storjohann of Workable Wealth says, “35% of your credit score is based on how you pay your bills (making this the biggest determining factor for your score)! Are you often late of missing payments? The impact of just one 90-day late payment goes way beyond the three months you took to pay, so set up automatic bill payments.”

3. Lower your debt-to-credit ratio: This is how much debt you have as a proportion of your overall credit limits. 30% of your credit score is based on the amount of money you owe versus the amount of credit available to you. The higher the amount of credit you’re utilizing, the more negative the impact on your score. Keep the debt level as low as possible (30% of your limits, or less).

4. Pay down your debt faster: Make more than the minimum payments wherever possible by utilizing the snowball method or targeting the balance with the highest interest rate to pay down first.

photo credit: natloans via photopin cc

Alongside these tips, it’s super important to remember that improving your credit score won’t happen overnight. The length of time it takes for your score to improve is directly related to reasons for the drop. It can take anywhere from a few months to several years for your credit report to reflect the positive changes you’re making. As Mary Beth notes, “The most important thing is to be proactive in clearing up any issues.” In addition, two of the criteria factored into your score are the length of your overall credit history and the average age of your accounts.

So, don’t be discouraged—be patient and give it time.

And, Finally, Some Tips on What Not to Do!

There are always two sides to every coin so, while you’re following the tips above, make sure that you’re not unwittingly hurting your score and negating your good work.

Be mindful of the following ways that you could be hurting your credit score:

1. Opening too many new accounts: This comes back to the point that the average age of your accounts is a key factor. Opening lots of new accounts reduces that average.

2. Closing too many old accounts: Older accounts indicate that you have managed payments for a long time and increase the average age of your accounts. When you close credit card accounts, this also decreases the amount of credit available to you, which can reflect negatively if you have other accounts that are still carrying high balances (it essentially increases your debt to credit ratio).

3. Signing up for lots of retail incentive programs: Every time you apply for credit, the company issuing the credit will request information about you from the credit bureaus. Too many of these requests can reduce your score.

4. Over-utilizing your credit. Mary Beth advises, “If you’re depending on your credit cards to fund your daily expenses and lifestyle needs, but aren’t able to pay them off in full at the end of each month, something needs to change. Start tracking your spending and get a handle on your expenses.”

In summary, start taking positive steps, be aware of actions that can hurt your credit, and focus on building solid financial foundations for the future.

This post was written by Erika Torres of GoGirl Finance. GoGirl Finance is a fast-growing community of women seeking and providing financial wisdom across money management, lifestyle, family and career. For more finance tips, follow GoGirl Finance on Twitter @GoGirlFinance

The post Spouse Has Bad Credit? How It Affects You. appeared first on MintLife Blog.

Source: mint.intuit.com

We Want a Diverse Area With Moderate Population, Warm, Beach and Culture—So Where Should We Retire?

Gulfport, FLCourtesy Visit St. Pete/Clearwater

Dear MarketWatch,

We are African-Americans and want to retire to a diverse area with moderate population, warm, beach, culture. We can afford a better-than-average lifestyle and want to feel accepted in our new community — hopefully somewhere with high walkability and homes with character. And maybe near a major airport…. for lots of traveling.

Let me know what you come up with. Thanks.

— Jennifer

Dear Jennifer,

We all know there are plenty of beach towns in the U.S., but finding one with personality is a bigger challenge.

I’m going to leave out some obvious places, like Miami Beach and, though less diverse, Hilton Head. On the West Coast, no Southern California. Too obvious. Plus, while you can afford a better-than average lifestyle, home prices there are so high that they could hamper your travel budget. The same goes for Sag Harbor and the Hamptons more broadly (plus you’d still have winter on Long Island).

Instead, I’ll look for some off-the-beaten path possibilities. I’m sure readers will have their own suggestions.

As always, explore the area in all seasons, and be realistic about the retirement budget. When you find your dream place, ask which areas are susceptible to flooding during hurricanes and other storms.

A street in the historic district of Wilmington, NC
A street in the historic district of Wilmington, NC

Courtesy Wilmington and Beaches Convention & Visitors Bureau

The Atlantic: Wilmington, North Carolina

Check out the Cape Fear region, which includes Wilmington as well as beach towns like Carolina Beach and the more upscale Wrightsville Beach.

Wilmington is growing quickly and at 123,000 people has more than half of New Hanover County’s population. The share of those 65 and older are roughly in line with the U.S. average. Look for a place where you’ll catch a breeze off the Intracoastal Waterway or the ocean to counter the summer humidity — so not too far inland.

You’ll have no shortage of cultural offerings, starting with Thalian Hall, the Cameron Art Museum and the Wilson Center. The University of North Carolina Wilmington, which has 17,000 students, lets those 65 and older audit classes for free, while its Osher Lifelong Learning Institute offers shorter courses to those 50 and older.

Be sure to explore the Gullah Geechee Cultural Heritage Corridor, which stretches from Wilmington to Jacksonville, Fla., and is home to cultural groups descended from enslaved peoples from West and Central Africa. Poplar Grove Plantation is one local site.

Winter days get into the 50s, with average lows in the 40s. Average highs in July are in the 80s.

Here’s what’s on the housing market now in Wilmington and in New Hanover County using Realtor.com (which, like MarketWatch, is owned by News Corp.).

As for travel, while Wilmington has an airport, you’ll have more choices flying from Raleigh two hours away.

———

Gulfport, FL, is next to St. Petersburg.
Gulfport, FL, is next to St. Petersburg.

Courtesy Visit St. Pete/Clearwater

The Gulf of Mexico: Gulfport, Florida

Florida’s popularity with retirees is no secret, in part because it’s affordable and has no state income tax. But all too often, home means living in a high rise or a gated community.

Gulfport, though, is described as how Key West was before it became overrun with tourists.

This town of 12,000, just west of St. Petersburg, is your artsy, funky, walkable spot in the middle of the Tampa Bay metro area and its 3 million people. You’ll also find plenty of retirees; 30% of Gulfport’s residents are 65 or older.

Gulfport comes with sunset views from its own (man-made) strip of sand over Boca Ciega Bay so, yes, it’s on the Gulf side of Florida but technically not on the Gulf of Mexico. But opposite the bay is St. Pete Beach, which gets raves from TripAdvisor (a local says head to the Pass-A-Grille section at the southern tip). When you tire of that, there are more white-sand beaches to sink your toes in, including Siesta Beach in Sarasota an hour south (and Dr. Beach’s pick in 2017 for best beach in the U.S.) as well as Caladesi Island State Park (No. 6 on Dr. Beach’s list this year) an hour north.

And if you just want to walk, don’t overlook the 45-mile Pinellas Trail that stretches from St. Petersburg to Tarpon Springs and goes through the northern edge of Gulfport.

For bigger getaways, there’s Tampa International Airport.

To get a sense of the local housing market, here’s what’s for sale now, again using Realtor.com.

As you explore the Tampa area, also check out Safety Harbor, a town of 18,000 on the western side of Tampa Bay with its own walkable downtown, and Dunedin (pronounced Duh-nee-din) north of Clearwater that’s also popular with retirees. You know there’s plenty of cultural offerings in a metro this size. One that might be easy to overlook: the Dr. Carter G. Woodson African-American Museum in St. Petersburg.

———

Waikiki, Honolulu, Hawaii
Overlooking Waikiki Beach

Christopher Ball/iStock

The Pacific: Oahu, Hawaii

If year-round pleasant weather is the priority, Hawaii can’t be beat. Average highs are in the 80s year-round, and average lows bottom out in the mid-60s. Of course there’s no shortage of beautiful beaches.

When you tire of water, take advantage of wonderful hiking opportunities. And while the focus of your international travels might shift toward Asia, you may want to spend more time just staying, discovering Hawaiian culture and exploring some of the national parks.

You admittedly won’t find a big population of African-Americans here, but Hawaiians have a much more open and fluid view of race and diversity than many of us on the mainland.

Start your search for your retirement life on Oahu Island. About a third of the island’s million residents live in Honolulu itself, one of the country’s most diverse and affluent cities and the birthplace of President Barack Obama. Curious about sites associated with him in some way? Here are even more.

You’ll find plenty of cultural offerings in Honolulu (including some of Hawaii’s best festivals, as voted by readers of Hawai’i Magazine), plus the state university (those 60 and older can audit classes for free).

There’s even Costco, if that’s your thing. Oh, and that Elvis statue…

Yes, there’s the cost of getting everything to Hawaii — some things will be even more expensive than parts of California. Here’s what the local housing market looks like.

If Honolulu is too pricey, consider some of the smaller towns on the island. Or check out the less-populated (and cheaper) Big Island, also known as Hawaii Island. Start with the Kalaoa area.

The post We Want a Diverse Area With Moderate Population, Warm, Beach and Culture—So Where Should We Retire? appeared first on Real Estate News & Insights | realtor.com®.

Source: realtor.com

Planning a Home Office? Check Out These Budget-Friendly Tips

Working from home has its perks. There’s the money saved from skipping the commute, and just think about all of that time you get back by avoiding crowded freeways or public transit during rush hour. As far as workplace attire goes, few employees would trade “work-from-home casual” for dress slacks.

But while working from home affords some new freedoms, it also creates new challenges. One of your biggest tasks is to create a productive, ergonomically correct workplace in your home without breaking the bank. If this sounds familiar, you’re probably asking yourself, “How can I set up a home office on a budget?”

Whether you’ve always worked from home as a freelancer or started during the pandemic, these expert tips will help you get started as you design your home office on a budget:

From finding the right location to choosing the ideal furniture, these tips will help you create your home office on a budget.

Strive for an ergonomically correct home office

Being home all day creates an unexpected obstacle: pain. Many workers find that transitioning from a well-equipped office to a makeshift setup at home leads to discomfort. That’s because many of them go from having a spacious desk, comfortable chair, and monitor and keyboard in their office building to working from a laptop in their living room.

If you suffer from neck pain or eye strain when working from home, you may be feeling the effects of poor ergonomics. Ergonomics, commonly known as the science of work, aims to optimize productivity and health in a workspace.

As a physical therapist with more than 25 years of experience, Karen Loesing, owner of The Ergonomic Expert, knows this issue all too well. Loesing’s company performs ergonomic assessments for businesses and home offices. Over the years, she has seen countless clients suffering from neck, back or other health issues due to poorly designed workspaces. But it doesn’t have to be that way, Loesing says.

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“Having an ergonomically correct workstation enhances productivity and generally overall happiness at work.”

– Karen Loesing, owner of The Ergonomic Expert

There are relatively easy ways to transform an ergonomic nightmare into a well-functioning home office on a budget—even if you’re stationed at the kitchen table, she says. And the investment is worth it.

“Having an ergonomically correct workstation enhances productivity and generally overall happiness at work,” Loesing says. “For those who are able to designate a certain space in their home where they can work without distractions—maybe even a window with a view and the flexibility to work at your own pace—it has been proven this makes for a happier employee.”

Who doesn’t want to boost their health, productivity and happiness in one fell swoop?

Find the optimal location for your at-home workspace

When setting up a home office for remote work, location should be your first decision, says design consultant Linda Varone, author of “The Smarter Home Office.” Depending on your living situation, there may be an obvious answer, such as that spare room you’ve always thought could become an office space.

If you don’t have a dedicated office, don’t despair. While you design your home office on a budget, think creatively about where it can be.

Varone once visited a client’s home to help reconfigure her workspace. The client was running a business from a table in the hallway. “At the end of each workday, she had to pack everything up and store it in the closet in the guest room,” Varone says.

But as Varone learned, guests only stayed over two weeks a year, leaving the room empty the rest of the time. It hadn’t occurred to the business owner, but turning the guest room into a home office for most of the year was the perfect solution.

If you’re setting up a home office for remote work, picking the optimal location for your workspace should be your first step.

“There are some simple, simple ways that people can rethink their home office without a big investment and make that space really work for them,” Varone says.

In addition to using a guest room, a dining or living room can also function as a home office on a budget.

Establish the ideal setup for your workstation

Once you’ve decided on the room, determine the location for your workstation, Varone says. As you plan your home office, consider placing your desk or table near a window, allowing for natural light and an occasional glimpse of nature. Don’t face directly outside; instead, aim for a line of sight that’s perpendicular to the window, Varone says. That’s because, even on an overcast day, you’d be looking into too much bright light if you’re facing the window.

“What’s happening is your eyes are adjusting back and forth between the bright sunlight that you’re facing and the darker light of your computer screen,” Varone says. “And that ends up being really fatiguing for the eye.”

If you live with others, the biggest challenge will be privacy. Try to clearly define the boundaries of your “office” if you can, such as with an area rug, she says. Then ask your roommates or family members not to enter your space while you’re working, apart from an emergency.

When you're planning a home office, try to clearly define the boundaries of your workspace if you live with others.

If you use a multipurpose space, be sure to tidy everything up at the end of the day, Varone says. Taking the 10 minutes or so to clean up your “office” will reduce clutter. Ultimately, a clutter-free space can reduce your stress and boost your productivity.

“That also has a benefit of becoming a little ritual and helping you say, ‘All right, my workday is over,’” Varone says. “‘Now I can focus on my personal life.’”

Choose your furniture wisely

Now that you’ve found the perfect location for your home office on a budget, focus on finding the perfect work surface. Maybe it’s a traditional desk. Or it could be your dining room table or kitchen counter.

If you do need to buy a desk or chair, don’t feel like you need to spend a fortune. Try looking for a used office furniture store or liquidator in your area, Varone recommends. You could even try searching online marketplaces for a gently used model.

When planning a home office and considering your work surface, what matters most is the height.

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The average desk is 29 inches high, Loesing says. This will likely accommodate someone who’s 5’8”, she acknowledges, but for everyone else? It will take some adjusting to make it fit for them.

That’s where your chair comes in. Most people don’t need a high-end office swivel chair to work comfortably. As long as you can adjust the height of your chair to fit you and your desk, you’ll have a comfortable setup.

It’s important to adjust the height of your chair to achieve a neutral position, Loesing says. If you don’t have the instructions from the manufacturer on how to adjust your model, try searching for videos online, she adds.

One more chair takeaway from Loesing?

“If you can’t spend a dime, at least get as comfortable as you can where you’re sitting, and sit all the way back in your chair,” Loesing says. “When you don’t sit so your back is against the backrest, you’re using your back muscles all day long instead of them being at rest.”

When you design your home office on a budget, make sure your chair and work surface allow you to get into a comfortable sitting position.

Adjust your furniture and equipment

As you continue planning a home office, you’ll likely find that your computer is your most important piece of equipment. But it can also lead to neck strain. Whether it’s a laptop or an external monitor, Loesing says screen placement is key. In fact, she says it’s the single most important feature to address—as well as the most commonly disregarded one.

While you plan your home office, Loesing recommends keeping the following ergonomic guidelines in mind to help avoid neck strain:

  • Align your monitor so your eyes are level with the screen. (That’s typically about 4” from the top of the monitor.)
  • Place your feet flat on the floor and your knees at about a 90-degree angle with the ground.
  • Place your arms at about a 90-degree angle from the writing surface so your shoulders are relaxed.

If you only have a laptop, and no monitor, you still have options for raising your screen to eye-level. “There are budget-friendly laptop risers on the market,” Loesing says. “If you don’t want to spend any money, you can place books or reams of paper to bring the screen up to eye level.”

When setting up a home office for remote work and thinking about your arm placement, note that Varone is a strong advocate for an external keyboard. If you’re working at a desk that has a keyboard tray built into it, that’s a great way to keep your arms at about a 90-degree angle, she says. If you don’t have a built-in tray, she says you can improvise by placing your keyboard on an inexpensive laptop table situated directly under your desk.

While the exact adjustments will vary depending on your equipment, height and budget, the focus is on acquiring a neutral position or a position where there’s no strain on anything, Loesing says.

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“With the addition of standing desks, which encourage movement, employees often find they have significantly more energy at the end of the day.”

– Karen Loesing, owner of The Ergonomic Expert

Stand if it suits you

If you’re intrigued by the idea of a standing desk, you’re not alone. Standing desk sales have soared over the last decade, buoyed by reports of the dangers of too much sitting.

“Static postures (e.g., sitting all day in front of a computer) present more fatigue than dynamic working,” Loesing says. “With the addition of standing desks, which encourage movement, employees often find they have significantly more energy at the end of the day.”

You don’t have to buy an official standing desk to reap the benefits when planning a home office. “The least expensive way would be to take a laptop and place it up high on a built-in high counter using a compact wireless keyboard and mouse,” Loesing says.

Even if you don’t have a standing desk—makeshift or otherwise—you can still incorporate movement and circulation into your workday. Set a timer to remind you to stand up and stretch every 20 minutes, Loesing suggests.

For an even better boost, combine this with a popular guideline known as the 20-20-20 rule. Every 20 minutes, give your eyes a break by looking out a window at something at least 20 feet away, and do so for at least 20 seconds.

Don’t forget the ambience and accessories

Your desk, chair and computer are the major players when you’re setting up a home office for remote work. But there are a few additional items to consider, like lighting, plants and sound.

Setting up a home office for remote work should include some thinking around ambiance, like lighting, plants and sound.

Your overhead light fixture likely isn’t enough, as it will create shadows and can be too weak by the time it reaches your workspace, Varone says. She recommends investing in a table lamp that creates a wider spread of light in your area. Pick one with a translucent shade that will softly diffuse the light and make it easier on your eyes.

As you’re planning your home office, Varone also recommends incorporating a potted plant or flower into your workspace. Not only can it help purify the air and boost your mood, a natural element can contribute to a restful atmosphere.

Working from home means working with home noises—especially if you’re in an environment with roommates, a partner or little ones. To keep the noise down, consider noise-canceling headphones for a quieter workspace and clearer meetings. Other budget-friendly options? Try placing a towel under the door to block out noise from other rooms, Loesing says. Consider curtains instead of blinds, since they’re better at blocking out sound. Even pillows or large cushions can help reduce noise, she adds.

After you’ve taken care of the essentials and if you have the space and money, think about adding a reading chair to your home office. You can use this as a space to review documents or do some deep thinking, Varone says. It can be a welcome respite from your desk while keeping you in the office area, she adds.

When planning a home office, think about adding a reading chair to your space.

One last tip? Add a personal touch, whether it’s a framed family photo or a souvenir from your travels. It’s your home office, after all. Let your personality shine.

Set up a home office for remote work that allows you to thrive

Now that you know how to create a home office on a budget, you’re ready to make a space that works well for you. Whether you’re an experienced remote worker or a newbie, you can apply these expert tips to set up an office that’s functional and keeps you motivated day in and day out.

Ready to break in your new home office? Keep that motivation going by learning how to increase your earning potential this year.

The post Planning a Home Office? Check Out These Budget-Friendly Tips appeared first on Discover Bank – Banking Topics Blog.

Source: discover.com

Lifestyle Blogger Jesse Coulter Gives House Tour of New Texas Home

After sharing her homebuying process with Homes.com in June, 2019, Jesse Coulter wanted to give a first-hand look at how her house has become her family’s home. Using Homes.com’s match tool, Coulter was able to find the perfect home for her and her family.

The post Lifestyle Blogger Jesse Coulter Gives House Tour of New Texas Home appeared first on Homes.com.

Source: homes.com

Why You Need ExtraCredit in Your Life

What do you need your credit score for? In a nutshell, a lot. Credit cards, loans, mortgages, APR, even renting an apartment—whether or not you qualify is based largely on your credit score. If your credit is less-than-ideal, you know it can make your life just that much harder.   

Having a bad credit score can hold you back. It can keep you from feeling in control of your life. You might feel like you’re in a vicious cycle: you apply for credit to improve your score, get denied, suffer a hard inquiry, watch your credit score drop and try again. And it starts over.

We get it. And we want to help. Enter ExtraCredit, the newest product from Credit.com. ExtraCredit is a comprehensive credit solution, with specific and encompassing features that helps you with every dimension of your credit. 

But ExtraCredit isn’t your typical credit solution. Think of it as a lifestyle change. Think of it as a way for you to take your life back. 

Check Out ExtraCredit

What’s ExtraCredit?

ExtraCredit is your one-stop-shop for all things credit. Need identity protection? ExtraCredit’s got it covered. Want a look at your FICO® Score? Sure! An exclusive discount with one of the leaders in credit repair? Yep, we’ve got that too. Ready to add more to your credit? We’ve got your back. ExtraCredit is here for you, no matter what your credit score is. ExtraCredit helps you own your life—starting with your credit. 

ExtraCredit has five features, each created to help you get where you want to be. Here’s the lowdown on each: 

Reward It

So you decided to sign up for ExtraCredit. Smart choice! Because you’ve made such a smart choice, we’ll send you an ExtraCredit card loaded with $5. That’s real money. And that’s what Reward It is all about.

It doesn’t end there. When you sign up with ExtraCredit, we start sending relevant financial offers your way. Let’s say you get approved for one of those financial offers. That’s a big deal! And we want to celebrate with you. Which is why we’ll load your ExtraCredit card with up to $200. That’s right—up to two hundred dollars. All for you, because of your smart financial decisions. 

Learn More about Reward It

Track It

There are a lot of credit scores out there. And there are a lot of apps and services that claim to have the score. You know, the one and only completely accurate score you need. But the thing is, that doesn’t exist. So the score you might be seeing on one of those other apps isn’t the same as the FICO® Score that lenders see. In fact, you have at least 28 credit scores. That’s a lot to keep track of.

That’s where Track It comes in. ExtraCredit will keep track of your 28 FICO credit scores, so you can keep track of every single one. But it goes one step further by showing you what each score is used for. Plus, you’ll get access to your credit reports from all three major credit bureaus—Experian, TransUnion and Equifax.

Learn More about Track It

Guard It

Here are some statistics for you: in 2019, 14.4 million consumers were victims of identity fraud. Sure, that might not sound like a lot of people. But when you realize that it comes out to about 1 in 15 people, it feels like a much bigger threat. In total, 33% of adult Americans have been victims of identity theft. 

You might think that you’ve got all the protection you need. And maybe you have set up a few precautions here and there. But criminals nowadays are smart. Just look at those stats! They know what they’re doing. But don’t sweat it—so do we. Guard It’s here to save the day.

Guard It provides services to keep you nice and safe. There’s Dark Web Monitoring, which will continually scan hidden websites and file-sharing networks for data breaches. Then there’s Compromised Account Monitoring that’ll catch unauthorized bank changes and accounts opened with a stolen identity. And last, but not least, there’s Identity Theft Insurance. That’ll help protect you from financial danger with a $1,000,000 policy. Better safe than sorry. 

Learn More about Guard It

Build It

We all know that credit card payments play a major role in your credit score. But that’s just half the story. What about all the other bills that you pay, like rent and utilities? Shouldn’t those count? We definitely think so, which is where Build It comes in.

Build It uses Rent & Utility reporting to match transactions from your bank account. Think about that for a second—Build It will help you add more to your credit profile whenever you pay your rent on-time. How easy is that? 

From there, Build It continues to report your payments to all three major credit bureaus each month. 

Learn More about Build It

Restore It

So your credit’s not where you want it to be. And you need help. The good news is, you’re in the right place. Restore It will connect you with one of the leaders in credit repair. You’ll get an exclusive discount for CreditRepair.com, a credit repair service that has a killer track record. If they are not available in your area, you will get that discount with another leader in credit repair.

Learn More about Restore It

The Breakdown

Okay, we know that there are a lot of credit solutions out there. You’ve probably seen other services, like credit repair, ID protection and credit monitoring. But here’s the thing—no one offers a comprehensive service like ExtraCredit. 

With ExtraCredit, you get five killer features all wrapped up in a box with a bow on top. Here’s a breakdown of how much the ExtraCredit services would typically cost on their own:

  • Basic Credit Repair: $24.95+ 
  • Rent Reporting: $9.99 
  • ID Protection: $34.99
  • FICO Scores: $19.99

Altogether, that’d add up to a cool $89.92. But with ExtraCredit you get all five services at $24.99 a month, plus real cash back for select offers. 

The Bottom Line

Sure, there are a lot of credit solutions out there. But here’s the thing—ExtraCredit impacts every dimension of your credit. So you could go with one-dimensional services provided by the other guys. Or you could go with ExtraCredit, which offers so much more than the basics.

ExtraCredit is here for you. It’s like a team of credit pros, all focused on monitoring your credit and satisfying your credit score needs. All you have to do is sit back, relax and let ExtraCredit do the work. 

ExtraCredit is the last credit solution you’ll ever need. Join the revolution today.

The post Why You Need ExtraCredit in Your Life appeared first on Credit.com.

Source: credit.com