Taking A Line Of Credit On Your Home

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Home Equity Line Of Credit Rates. If you want extra money to make home repairs, to go on vacation or to buy a new vehicle, then you might be wondering about […]

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Considering using your home equity to pay for a big expense? learn about the nuances of a home equity loan vs home equity line of credit.

Most lenders require borrowers to maintain 10-20 percent of their equity after taking out a home equity loan or line. For example, if your home is worth $300,000 and you owe $200,000 on your first mortgage, based on 10-20 percent loan-to-value ratio, you could borrow between $40,000 and $70,000.

To either apply for a home mortgage or to refinance a mortgage, visit and fill in LendingTree’s online form. Once you have completed it, up to five lenders will respond with different loan offers customized for you and your financial situation.

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